When you get junk mail or have paid a bill you received in the mail, do you shred it before throwing it away? Identity theft is a common crime now, so lots of places recommend shredding to prevent unscrupulous people from getting your vital details from your trash.
Personally, I don't have a shredder. I almost never throw away bills though - I keep them, in case of a billing error later. It helps to have proof of past bills when dealing with that. Junk mail that has credit card offers or such usually gets torn up, with any cards including being cut with a pair of scissors.
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