I don't care that much about specific values for some things that can be customized. If Lizzie looks hot enough, she is fine

Most of the time she of average height, or a bit shorter than that.
I always try to make characters that look nice to my eyes since I will be spending 30, 40, 50 or even 100 hours with them. I have some "default characters" I create, and some default names I give to the chars when I have the option to choose.
By the way, guess who was my main character on Dragon Quest IX?

On PSP, I only created one character. I tend to focus on only one character when the party is not made to necessarily have many PCs created by the player. Other games like Disgaea and Class of Heroes, which lets you to create many characters (and incentivates you to do so), I have tried different characters, but mostly they are based on characters I have created in my musings, attempts to write stores and things like that.